FROM THE BEGINNING
WE BREAK THE BARRIERS
OF CONFORMISM
LEARN MORE
IN 2 MINUTES
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We are a Master Service specialized in Acquisition, Management, and Recovery of non-performing loans. Unlike other Master Services in the market – which only manage portfolios acquired by investment funds - Trochia acquires its own portfolios with investment partners, and also works in management and recovery of portfolios as service provider.
AS CHALLENGING AS
are not loyal to a brand
would buy more if the brand treated them with more respect
would buy more if the brand understood better its individual needs
defaulters in 2016
46,9% of the population from 30 to 39 years
14% total unemployment
THE MARKET HAS A
GENERIC AND MASSIFIED PROCESS
SHAPE
Same script independently of portfolio or client profile
TYPE
Costumer activation through conventional channels with inadequate feedback
MEANS
Payment by billing document only
TROCHIA ECOSSYSTEM
Alternative payment methods
higher negotiation volume and maximize return
IOT
development of cloud services and physical OS integration, in concept testing
Marketplace
exclusive self-negotiation website for the client
Neural Network
for convenience and maximum productivity through bots
Cloud CRM
cloud computing implantation for real time, scalable and stable management
Artificial Intelligence
for convenience and maximum productivity through bots
Neuro Marketing
leveraging campaigns to clients, with precise technique
Skip Tracing
login validation tool integrated to the cloud CRM
Incentive Programs
with exclusive partners
Uffa Power Channel
Exclusive partnership with the best Super Channel tool on the market
TROCHIA RECOVERY MAT
1
CaptionAdaptability
2
AdherenceAssertiveness
3
DistributionAccessibility
4
Payment MethodAvailability
5
TransparencyControl
Analytics application with exclusive customized Recovery Score building
Adaptive proposals for individual profiles
Data mining and skip tracing for database enrichment
Reward campaigns
Adaptive scripts
Strategic validation
Neuromarketing campaign development
Self-negotiating channels
Activation through social media, SMS, IVR, dynamic Whatsapp and e-mail
Humanized chat robots
More than 10 homologated collection companies
Billing document
Credit card
Venmo (Brazilian PIX, Open Finance)
Exclusive, integrated system between all partners
Real time monitoring
Access sharing
Reports
BUSINESS MODELS
BUSINESS MODELS
BUSINESS MODELS
PORTFOLIO ACQUISITION
ACQUISITION OF NPL PORTFOLIOS
By selling you NPL portfolio, your company generates short term return, IR and CSSL calculation basis reduction, and make your credit risk standards better
ACQUISITION COST
Variable according to portfolio pricing
MANAGEMENT AND RECOVERY WITHOUT ACQUISITION
When it’s not the right moment to sell an asset, but an intelligent measure is needed to avoid the portfolio depreciation
Collecting NPLs with Master Service, standards, where every intelligence and innovation investment happen inside Trochia, with full responsibility on the administration process, collection companies management, suppliers and all other necessary partners for a maximized recovery
COMPENSATION
Variable fee on the gross collection
INVESTMENT FUND STRUCTURATION AND MANAGING FOR FUND RECOVERY
When the bid doesn’t meet the expected value of a portfolio in a sale attempt
Structure (Structuring of) a Non-standardized Investment Fund for partners or company shareholders, removing the non-performing asset from the balance sheet and obtaining the tax benefits that Investment Funds offer compared to taxation on banks or companies.
Variable fee on the gross collection
Contact us
+55 11 2649-4002
Address: Bandeira Paulista, 477 - 9th and 10th floor, Itaim Bibi, São Paulo