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FROM THE BEGINNING

WE BREAK THE BARRIERS

OF CONFORMISM

We are a Master Service specialized in Acquisition, Management, and Recovery of non-performing loans. Unlike other Master Services in the market – which only manage portfolios acquired by investment funds - Trochia acquires its own portfolios with investment partners, and also works in management and recovery of portfolios as service provider.

S C E N A R I O

61.2 million

blacklisted in Brazil

R$200 million

in private individual NPLs

LOW RISK

Unemployment rates reduction

+

STABILITY

3% to 4% inflation rates
from 2017 to 2020

SELIC rate – from 7,5% in 2018
to 6,5% in 2020

+

GROWTH INDICATIONS

Credit concession back on track

PROFITABILITY GROWTH THROUGH DIVERSIFICATION

25% IRR

per year in international standards

Mostly, in Brazil, the main substantial transactions follow international standards, with up to 10% superior variations

15% to 20%

profitability growth in investment portfolios

Investment diversification with NPL provide profitability improvement

Risks can be mitigated and calculated in a portfolio acquisition

MODELING

Portfolio recovery probability projection by applying mixed statistic models, behavior patterns and collection score

+70

portfolios analyzed and priced by our Team

Diversity

Portfolio recovery records in diversified segments and products

BUSINESS MODELS

Acquisition of NPL(Non Performing Loan)

STRUCTURING

the vehicle that better suits the investor and portfolio profile

FIDC NP / FIC-FIDC / Securatization Company

RELIABILITY AND TRANSPARENCY TO THE INVESTOR

Tax benefits compared to other investments

Audit/Inspection by CVM, Administrator and other agents

RISK AND SUCCESS ALIGNMENT

Success fee

THE MARKET HAS A

GENERIC AND MASSIFIED PROCESS

SHAPE

Same script independently of portfolio or client profile

TYPE

Costumer activation through conventional channels with inadequate feedback

MEANS

Payment by billing document only

TROCHIA ECOSSYSTEM

Alternative payment methods

higher negotiation volume and maximize return

IOT

development of cloud services and physical OS integration, in concept testing

marketplace

exclusive self-negotiation website for the client

Neural Network

for convenience and maximum productivity through bots

Cloud CRM

cloud computing implantation for real time, scalable and stable management

Artificial Intelligence

for convenience and maximum productivity through bots

Neuro Marketing

leveraging campaigns to clients, with precise technique

Skip Tracing

login validation tool integrated to the cloud CRM

Incentive Programs

with exclusive partners

P2P Fintechs

that concede loans to our NPL clients for discharge

TROCHIA RECOVERY MAT

1

CaptionAdaptability

2

AdherenceAssertiveness

3

DistributionAccessibility

4

Payment MethodAvailability

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TransparencyControl

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Analytics application with exclusive customized Recovery Score building

Adaptive proposals for individual profiles

Data mining and skip tracing for database enrichment

Reward campaigns

Adaptive scripts

Strategic validation

Neuromarketing campaign development

Self-negotiating channels

Activation through social media, SMS, IVR, dynamic Whatsapp and e-mail

Humanized chat robots

More than 10 homologated collection companies

Billing document

Credit card

Bitcoin

Exclusive, integrated system between all partners

Real time monitoring

Access sharing

Reports

OUR FIRST CASE

TRACK RECORD

RIO TIBAGI FIDC-NP
Fund beginning in 2011
11 years aging

CPFs age range

24% 31-40 / 25% 41-50

19% 51-60 / 11% 61-70

10% above 91

5% 71-80

235% return rate

8 months payback

R$ 1.86 billion in face value
245 thousand CPFs

WHAT CAN WE DO FOR YOU?

Contact us

+55 11 2649-4002

contato@trochia.com.br

Address: Rua Joaquim Floriano, 466 – 2001/2002, Century Office Building, Itaim Bibi, São Paulo

Contact